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Health Insurance & Medicare, Made Simple.
Personal guidance. Clear options. Coverage that fits your life.
At McLaren Insurance Solutions, we help individuals, families, and Medicare beneficiaries understand their insurance options and choose coverage that fits their needs and budget.
Whether you’re exploring health insurance, approaching Medicare eligibility, or reviewing your current plan, we’re here to answer your questions and guide you through the process.
Health Insurance for Individuals & Families
Explore ACA Marketplace plans and other available coverage options. We’ll help you compare benefits, costs, and eligibility so you can make an informed choice.
Medicare Guidance You Can Count On
Get help understanding Medicare Advantage, Medicare Supplement, and prescription drug coverage—including how your doctors, medications, and budget affect your options.
Real People. Personal Support.
Insurance can feel complicated. Our goal is to make it easier, with straightforward explanations and support from your first conversation through enrollment.
Let’s Find Your Next Step.
Open Enrollment
Qualifying Life Event "QLE"
-Open Enrollment is your opportunity to review your health insurance and choose coverage for the year ahead!
Medicare: October 15–December 7. Eligible Medicare members can review and change Medicare Advantage or prescription drug plans, with changes taking effect January 1.
-Under 65: ACA Marketplace Open Enrollment begins November 1. You can enroll, renew, or compare plans, and may qualify for financial assistance. Enroll by December 15 for January 1 coverage. Final deadlines vary by state.
McLaren Insurance Solutions can help you compare your options, check doctors and prescriptions, and find coverage that fits your needs and budget. Contact us to get started!
At McLaren Insurance Solutions, we help you explore major medical coverage through the Affordable Care Act (ACA) Marketplace, along with private insurance and short-term options where available. We work with leading insurance carriers to help you compare plans that fit your needs and budget. Benefits, eligibility, and availability vary by plan and state.
Understanding Qualifying Life Events
A qualifying life event is a change in your life that may allow you to enroll in or change ACA Marketplace health insurance outside of Open Enrollment through a Special Enrollment Period.
Common examples include:
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Losing health coverage through an employer or losing eligibility for Medicaid or CHIP.
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Turning 26 and losing coverage under a parent’s plan.
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Getting married.
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Having a baby, adopting a child, or receiving a foster placement.
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Getting divorced or legally separated and losing health coverage as a result.
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Moving to a new ZIP code or county, subject to prior coverage requirements.
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A death in the household that causes you to lose your current coverage.
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Becoming a U.S. citizen or leaving incarceration.
Most enrollment windows last 60 days, though some events have different deadlines. Eligibility requirements apply, and documentation may be needed.